FREE CALCULATOR · 2026

PMMVY + JSY Combined
Benefit Calculator

See exactly how much total maternity benefit you can receive from PMMVY, JSY, and your state scheme — all together.

Select Your Details

❓ Frequently Asked Questions

Can I receive both PMMVY and JSY for the same pregnancy?

Yes. PMMVY and JSY are completely separate central government schemes. Claiming one does not affect your eligibility for the other. Apply for PMMVY through pmmvy.wcd.gov.in and for JSY through your ASHA worker.

What is the maximum total maternity benefit in India?

In Tamil Nadu, a BPL woman having her first child can receive ₹5,000 (PMMVY) + ₹1,400 (JSY rural) + ₹18,000 (Dr. Muthulakshmi Reddy scheme) = ₹24,400+. States like Telangana add ₹12,000+ in KCR Kit benefits on top.

Does PMMVY cover second births?

Under PMMVY 2.0, the second child benefit of ₹6,000 applies only if the second child is a girl. Second male births and third+ births are not eligible for PMMVY. JSY however covers all births regardless of order.

How do I apply for JSY separately?

Contact your ASHA (Accredited Social Health Activist) worker or register at your nearest government hospital or PHC. JSY is administered through the National Health Mission and your ASHA worker handles the registration process.